Loan Calculator

Modify the values and click the Calculate button to use

Amortized Loan: Fixed Payments on a Recurring Schedule

Use this calculator for principal-and-interest estimates on fixed-rate mortgages, auto loans, student loans, and other installment loans.

For exact schedule generation, the term must match full payment periods. Monthly supports any whole number of months.

Results:
Enter your values and click Calculate.

Deferred Payment Loan: Lump Sum Repaid at Maturity

Use this mode when the balance grows over time and the full payoff happens at the end instead of through regular installments.

Results:
Enter your values and click Calculate.

Bond / Present Value: Discount a Future Due Amount Back to Today

Use this mode to calculate the present value of a known maturity amount, including discount-style lending and bond-style cash flow estimates.

Results:
Enter your values and click Calculate.